Free
Kasasa Cash Back®
Enjoy
cash back on debit card purchases and refunds on ATM withdrawal
fees.*
Free
Kasasa Cash Back®pays you to go shoppingr — earn
2.00% cash back on your everyday debit card purchases, up
to $60 per year ($5 per month).*
You’ll
also get refunds on ATM withdrawal fees, nationwide —
so you can get to your money whenever (and wherever) you need
it. It’s free checking that rewards you simply for keeping
your money local with Richland Federal Credit Union.. Visit
us today to open your account!
Benefits
- Free
checking that pays you back
- 2.00%
cash back on debit card purchases*
- No
category restrictions on purchases
- Cash
back earned on up to $250 in purchases monthly Earn up to
$60 cash back per year, $5 per month
- Refunds
on ATM withdrawal fees, nationwide (up to $20 monthly)*
- No
minimum balance to earn rewards
- No
monthly maintenance fee
-
Free
online banking with bill pay
- Free
eStatements
- Free
Mastercard®
- No
minimum deposit to open
Please
note that receiving eStatements is a condition of having this
account.
Here’s
how easy it is to earn your rewards:
Enrollments must be in place and all of the following transactions
and activities must post and settle to your Kasasa Cash Back
account during each Monthly Qualification Cycle:
- At
least 12 debit card purchases
- Be
enrolled in and log into online banking
And
if you don’t meet these qualifications, don’t
worry — your account is still free.
And you can get right back to earning your cash rewards the
very next cycle that you qualify.
*Qualification
Information: Account
transactions and activities may take one or more days to post
and settle to the account and all must do so during the Monthly
Qualification Cycle in order to qualify for the account’s
rewards. A minimum of 12 debit card purchases must post and
settle to account per monthly qualification cycle and enrollment
in online banking with a minimum log-on of one per month are
qualifications of this account. Enrollment in eStatements
is a condition of this account. 1 account per social security
number. The following activities do not count toward earning
account rewards: ATM-processed transactions, transfers between
accounts, debit card purchases processed by merchants and
received by our credit union as ATM transactions, non-retail
payment transactions, and purchases made with debit cards
not issued by our credit union. Transactions bundled together
by merchants and received by our institution as a single transaction
count as a single transaction for the purpose of earning account
rewards. “Monthly Qualification Cycle” means a
period beginning 1 business day prior to the first day of
the current statement cycle through 1 business day prior to
the close of the current statement cycle. Reward Information:
When Kasasa Cash Back qualifications are met during a Monthly
Qualification Cycle, you will receive 2% cash back on up to
a total of $250.00 on PIN-based/signature-based debit card
purchases that post and settle to the account during that
cycle period. A maximum of $5.00 cash back may be earned per
Monthly Qualification Cycle. You will also receive reimbursements
up to an aggregate total of $20.00 maximum of $4.99 per single
transaction for nationwide ATM withdrawal fees imposed by
other financial institutions and incurred during the Monthly
Qualification Cycle in which you qualified. An ATM receipt
must be presented for reimbursements of individual ATM withdrawal
fees of $5.00 or higher. We reimburse ATM withdrawal fees
based on estimates when the withdrawal information we receive
does not identify the ATM fee. If you have not received an
appropriate reimbursement, we will adjust the reimbursement
amount if we receive the transaction receipt within 60 calendar
days of the withdrawal transaction. When Kasasa Cash Back
qualifications are not met, no cash back payments are made
and ATM fees are not refunded. Cash back payments and ATM
fee reimbursements will be credited to your Kasasa Cash Back
account on the last day of current statement cycle. Rates
and rewards are variable and may change after account is opened.
No minimum deposit is required to open the account. There
are no recurring monthly maintenance charges or fees to open
or close this account. Contact one of our credit union service
representatives for additional information, details, restrictions,
processing limitations and enrollment instructions. Federally
insured by NCUA
|