| LOANS |
|
Type
|
Term
|
APR*
|
|
Vehicles
|
|
New to one year old
|
up to 48 months
|
4.50%
|
|
New to one year old
|
49 to 60 months
|
5.00%
|
|
New to one year old
|
61 to 72 months
|
5.25%
|
|
2 to 3 years old
|
up to 36 months
|
5.50%
|
| Recreational Vehicles/Motor Homes |
|
New to 5 years old
|
up to 120 months
|
7.50%
|
|
6 years and older
|
up to 84 months
|
7.75%
|
| Boats |
|
New
|
up to 72 months
|
7.00%
|
|
1 to 8 years old
|
36 to 60 months
|
7.50%
|
| ATV's, Motorcycles, Watercraft ,and Snowmobiles |
| New |
up to 60 months |
7.25% |
| 1 to 5 years old |
up to 48 months |
7.50% |
| over 5 years old |
up to 36 months |
8.00% |
| Mobile Homes |
|
New & Used
|
up to 120 months
|
9.00%
|
| Share Secured |
|
Regular Shares
|
3% above current passbook rate
|
Single pay not to exceed one year
|
|
Share Certificates
|
2% above certificate rate, rounded to nearest .25%
|
| Personal
Loans |
|
|
up to 48 months
|
12.00%
|
| Real Estate |
|
Secondary Market Programs Available
|
Various
|
Call for current market rates.
|
|
|
|
|
| Agriculture/Commercial |
|
Contact a Commercial Loan Officer for current rates.
|
| MASTER CARD |
|
Credit limit of $1,000 to $5,000
|
|
Variable rate based on the prime rate
|
* Annual Percentage Rate
Rates are subject to change without notice. We have no orgination fees on consumer loans. |
