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Your Richland Federal Credit Union will be closed November 11th and 12th in observance of Veterans' Day!
You will soon be receiving a new RFCU debit card that contains chip-enabled technology, also known  as EMV.
This additional level of security is quickly becoming a standard across the world as the chips are more difficult to
counterfeit.  RFCU has chosen to implement this program to help protect our members from fraud and will be issuing new EMV cards beginning in October.  You will be able to use your EMV debit card to make transactions at the same places you do today.  For merchants who have chip-enabled terminals, insert your card and approve your purchase.  Otherwise-swipe your card as you normally would.  Best of all-chip-enabled card and heightened security are free of charge! Start using your new card as soon as you receive it! 


What does it do?  CardNav technology enables superior control, security, and financial visibility via your mobile phone. It lets you manage your cards on-the-go with an intuitive mobile app.  You control when and where your cads can be used, as well as view and act on instant alerts when transactions are processed.  You also can perform card management functions, such as turning the card on/off, and perform basic mobile banking functions, such as view balances and transaction, transfer funds between accounts linked to a card, and search for nearby ATMs.  Just download CardNav from your app store!!

Due to an increase in fraud, your Richland Federal Credit Union debit cards will not work in Mexico!
If you plan on traveling and using your Richland Federal Credit Union debit cards, please click here and fill out the travel notification sheet and get it back to us by fax (1-406-482-5012) or email (general@richlandfcu.com).

Try our MOBILE APP which can be found in the Google and ITune stores under Richland FCU. This is a great way to keep track of your Richland Federal Credit Union accounts while you're on vacation!!

Please click here if your MasterCard debit card is lost or stolen.


Richland Federal Credit Union offers MasterCard SecureCode for your debit card.  This allows only you to be able to approve purchases using your private secure code.  Click here to learn more.

The Credit Union Difference...Why Join a Credit Union Instead of a Bank

If you have ever wondered what the difference is between a credit union and a bank, we have the answers for you.  In this section of our website, you will now be able to see the differences.  Check it out by clicking here.

E Statements Available

E Statements are here!  To sign up, click on the E Statements banner at left. Should you have any questions, please don't hesitiate to call our office at 482-2704. We will be happy to answer any and all questions.  Click here for more information.


Richland Federal Credit Union
201 West Holly Street
Sidney, MT 59270
(406) 482-2704
Culbertson Branch
18 East 2nd Street
PO Box 479
Culbertson, MT 59218
(406) 787-5890
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Richland Federal Credit Union